Financial Planning

IFPC Ltd offers a fee based approach to financial planning seeking to establish a plan that enables our clients to have their assets managed on a professional and tax efficient basis. We offer a fully consultative approach to the management of our client’s affairs preferring to discuss their objectives and indeed their attitude to the risks they may encounter before we implement any recommendations.

We endeavour to establish the agreed solutions on a tax efficient basis where possible and use our connections with some of the largest institutions in the UK and overseas to reduce administration costs.

Financial planning allows us to provide professional financial advice that puts clients in control of their finances. We will provide a personalised advice and will not implement any recommendation without prior authority, so clients remain fully in control of all investment decisions. Above all our fee based approach reinforces the independence of any recommendations we might make.

The financial planning process

IFPC Ltd offers a bespoke service to our clients establishing a strategy that we believe will enhance our client’s wealth whilst protecting their financial well-being and lifestyle.

Initially, we offer a 'no obligation' consultation to establish if there are areas of a client’s financial circumstances that need reviewing and indeed if either party is comfortable enough with the relationship to proceed to the next stage. If clients should decide to proceed further then we will agree the areas to be reviewed and the likely scale of fees that such an undertaking will cost.

IFPC Ltd will produce a financial report with recommendations on how to proceed and discuss the tactical implementation at each stage. At IFPC Ltd there are no off the shelf solutions. Our experience suggests that every one of our clients has their own personal concerns, responsibilities and aspirations. The solutions that work for one, simply may not work for another. Depending upon the particular circumstances, we will focus on our clients’ unique requirements and create solutions that are individual to them.

We offer our all of our clients the opportunity of an annual review or more frequent should they require it and a dedicated investment review where appropriate.

We are able to provide expert advice to our clients at critical stages of their life for savings, investment, protection, retirement planning, Wills, trusts and inheritance tax planning.

List of services:

• Portfolio Management
• Estate Planning
• Pension choices at Retirement
• Lump Sum Investments
• Tax planning for Individuals
• Investments for Trusts
• Expatriates
• Group Pensions
• Key Person Protection
• Shareholder Protection
• Pension Transfers

Our experience

Richard Bradly heads up the Financial Planning division and has over 20 years experience as an independent financial adviser. Richard has worked for IFPC Ltd since inception in 1988 and has been a Director of the business for the majority of that time.

Jonathan Fleet is our Senior Financial Planner and has over 12 years experience in the industry and has the Advanced Financial Planning qualifications and is a qualified taxation technician (ATT).

Please contact either Richard or Jonathan on 01727 837128, if you would like to know more about this service.